Prince George's County Maryland Homes For Sale

40 Ways To Find Cash!


1.        Cash value in Life Insurance

2.        Negotiable securities, such as stocks or bonds

3.        Advance on buyer’s figure wages

4.        Credit union

5.        Loans or gifts from relatives

6.        Future bonuses that might be due

7.        Secondary loans secured against real property

8.        The buyer owns real estate, which he plans to retain, refinance that property

9.        Blanket mortgage

10.    Personal unsecured (signature) loan from his own bank

11.    Personal loan using personal assets, such as, jewelry, hobby collections, cameras, etc. as collateral

12.    Assignment of future rents, payment, etc.

13.    Passbook loans

14.    Secure a business loan

15.    Refinance automobile

16.    Outright sale of assets (car, stereo, collectibles, etc.) to generate cash

17.    Have a builder or seller take a purchase money mortgage

18.    Accumulate the down payment between the date of original purchase and the date of final closing cover with a gift letter

19.    Sweat equity

20.    Use co-mortgager of co-grantor to help qualify for maximum mortgage

21.    Pledge or assignment of security

22.    Compensating balances

23.    Salesperson or broker loans all or part of commission

24.    Use contract or sale of contract of deed

25.    If spouse is not working, have him or her take temporary employment

26.    Finance personal property items included in sale separately employment until the down payment has been raised from the home purchase

27.    Income tax refunds

28.    Christmas Clubs

29.    Special corporate financing for transferee

30.    Pick up stock options and sell or refinance

31.    Pledge dividends from stocks or other securities

32.    Letters of credit from bank or individual

33.    Private Investors

34.    Special state financing (CDA, First Timers, 2% Loans, etc)

35.    Maps program for doctors and lawyers

36.    Commercial banks or neighborhood banks

37.    The Farmer’s Home Administration

38.    Lease with option to buy

39.    Increase limited on credit cards and get advance, must be timed correctly

40.    Advance on Credit Cards

Francine Williams, GRI